About Us

Powering Tanzanian
entrepreneurs forward

eNGUVU Finance is a Tanzanian company built to put productive vehicles and working capital in the hands of the people who use them to earn a living.

Our story

Who we are

eNGUVU Finance is the financing arm of the eNGUVU ecosystem, working alongside eNGUVU Automotive to make productive vehicles accessible to Tanzanian businesses and entrepreneurs.

We focus on two things we understand deeply: asset finance on EV motorcycles, Bajaj three-wheelers and cars, and a microfinance arm that provides working capital to small businesses.

Our approach is simple: transparent terms, local branches, and a real relationship with every customer from application through to full ownership.

Our Mission

Enable Tanzanian entrepreneurs to acquire productive vehicles and access working capital, through fair, transparent asset finance and microfinance.

Our Vision

To be the most trusted finance partner for EV motorcycles, Bajaj, cars and small businesses across Tanzania and the region.

Our Values

Integrity, customer respect, discipline, and a deep commitment to the communities and entrepreneurs we serve.

What we do

Two focused offerings

Everything we do falls under one of two arms: asset finance for productive vehicles, and microfinance for working capital.

Asset Finance: EV Motorcycles, Bajaj & Cars

Asset-backed loans on the productive vehicles our customers use daily: electric motorcycles, Bajaj three-wheelers, and passenger cars.

  • EV motorcycles for boda-boda and delivery
  • Bajaj three-wheelers for cargo and passengers
  • Passenger cars for ride-hailing and family use
  • Insurance and GPS tracking bundled in

Microfinance Company

Working-capital and business-growth loans for small businesses and entrepreneurs, repaid through the mobile money wallets Tanzanians already use.

  • Working-capital loans for stock and expansion
  • Flexible terms tailored to cash flow
  • Mobile-money repayments across Tanzania

Ready to grow your business?

Start your application today and join the eNGUVU family of entrepreneurs powering Tanzania forward.