Finance Digital
Lending Platform
eNGUVU Finance is the integrated digital lending and asset finance ecosystem powering eNGUVU Automotive, from customer onboarding to collections, accounting and compliance.
Open your eNGUVU account
Start your application in seconds here and, continue the full application on the next step.
Two ways we power Tanzanian entrepreneurs
eNGUVU Finance is built around two focused offerings: asset finance for productive vehicles, and a microfinance arm for working capital.
Asset Finance: EV Motorcycles, Bajaj & Cars
We finance the productive vehicles our customers use to earn a living: electric motorcycles, Bajaj three-wheelers and passenger cars, with transparent, asset-backed terms tailored to your daily income.
- EV motorcycles for boda-boda riders & delivery businesses
- Bajaj three-wheelers for cargo and passenger transport
- Passenger cars for ride-hailing and family use
Microfinance Company
Beyond assets, our microfinance arm provides working-capital loans to small businesses and entrepreneurs, helping you stock, expand and grow with terms that fit your cash flow.
- Working-capital & business growth loans
- Fast decisions with flexible repayment
- Local branches and mobile-money repayments
From application to keys in hand
- 01
Apply online
Fill in the customer form and upload your ID and business details.
- 02
Assessment & approval
Our team reviews your application and confirms the asset and repayment plan.
- 03
Sign & collect
Sign the contract at your nearest branch and take delivery of your asset.
- 04
Repay & own
Repay on schedule through mobile money and take full ownership at the end of the term.
Built for Tanzanian business
Asset-backed, transparent terms
Clear pricing, no hidden fees. The asset itself secures the loan.
Branches close to you
A growing branch network so you can meet a real person, not just a screen.
Fast decisions
Straightforward review so approved customers get on the road quickly.
Partnered with eNGUVU Automotive
One ecosystem for the asset, the finance and the after-sales service.
Mobile-money friendly
Repay from anywhere in Tanzania using the wallets you already use.
Productive-use focused
We finance what helps you earn, not what puts you in debt.
Ready to grow your business?
Start your application today and join the eNGUVU family of entrepreneurs powering Tanzania forward.